Built for India's 400 million salaried professionals
WealthMap builds your complete financial roadmap — retirement, kids' education, home, vacation, health insurance and skill growth — from your monthly take-home salary.
Free forever · No credit card · Not SEBI registered advice
12 Life Goals We Plan For You
Sample — ₹70,000 · Age 30 · Metro · Married + 1 kid
Our Services
Enter your take-home salary and get an exact monthly budget — rent, food, EMIs, investments — calculated for your city and family.
Set targets for 12 life goals. Get the exact SIP amount for each — retirement, education, home, car — with instrument recommendations.
See your 20-year wealth projection. Understand the power of compounding on your specific salary and goals.
Automatically maximise Section 80C (ELSS/PPF), 80CCD NPS, and 80D health insurance to save ₹20,000–50,000 annually.
Year-by-year skill roadmap showing exactly which courses to take and how to increase your salary by 2x in 5 years.
WhatsApp and email reminders on your SIP date every month. Step-up nudges every April. Never miss an investment.
How It Works
Add take-home pay, age, city type, and family situation. We adjust for metro, tier-2, and tier-3 living costs.
Choose from 12 real-life goals — retirement, home, kids education, health, vacation, business and more.
Tell us your target home price, vacation budget, retirement age, and risk appetite. Takes 2 minutes.
Receive monthly spending limits, SIP amounts per goal, tax savings, and a complete skill-growth income plan.
Investments
Nifty 50 Index / Large Cap funds. 12–14% historical CAGR for long-term wealth creation.
Tax-saving equity funds under Section 80C. 3-year lock-in, market-linked returns.
Govt-backed, 7.1% tax-free, 15-year tenure. Best for conservative long-term savers.
Extra ₹50K deduction under 80CCD(1B). National Pension System for retirement.
For emergency fund parking. Better than savings account, instant withdrawal.
2.5% interest + gold appreciation. Best long-term inflation hedge for Indian families.
For home down payment savings. Capital preservation over 3–7 year horizon.
International diversification via INDmoney. USD exposure and global tech companies.
Budgeting
City-adjusted spending limits for every category based on your salary and where you live. Metro, Tier-2, and Tier-3 adjustments built in.
About Us
Most financial tools are built for the West. WealthMap India is built from the ground up for Indian salaried professionals — with PPF, NPS, ELSS, metro/tier-2 cost adjustments, and India-specific life goals.
Every Indian salaried professional should have access to professional-grade financial planning. Free, honest, and India-specific.
We start with your salary and work backwards. Not products, not commissions — just a mathematical plan that shows you where every rupee should go.
WealthMap never recommends specific fund names. We show you the category and logic — you make the final decision. Education, not advice.
Free. No login required. Takes 3 minutes.
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